Saturday, 30 March 2013

Dr Safety Franklin Joseph - Readying A Battalion for Women

This post is a part of #Soldierforwomen in association with

The blog post won a token of appreciation, courtesy BlogAdda and Gillette India. #BladeOfHonour


Of the numerous men and women who stand up for women I know, my recent interaction with Mr Franklin Joseph, also called Dr Safety, has, without any doubts, blown my mind. In a way, I was thinking, should I even write about Dr Safety, because, he's not a soldier, he's a full fledged battalion.

Mr Joseph is a Social Entrepreneur working on Girl Child and Women’s Safety Awareness, Self Defense and Psychological Empowerment against Crime, Violence and Sexual Abuse under his project Power to Women. He has conducted workshops on Women Self Defense with more than 60 corporate  including Infosys, Yahoo, FirstSource, TataInteractive etc. in Bangalore, Chennai, Mumbai and Jaipur and has also been invited as a guest lecturer in Jain University, Bangalore’s Center for Management Studies to speak on Women Psychological Empowerment against Crime, Violence and Sexual Abuse. He is also working on promoting Corporate Social Responsibility initiative called iTeachiPower where the corporate female staff members or college students would volunteer time to help educate school girl child students about Safety Awareness and Self Defense. Thus the role model are women themselves... Empower the girl child by women power!!!

Mr Joseph is also a Senior Civilian Krav Maga Israeli Self Defense Instructor (2003 batch) in Bangalore. In Bangalore, Franklin Joseph created BadAzz Combat Academy after seeing the depleted state of self defense training provided to clients in the name of martial arts. In this organisation, he is upfront with his clients exposing them to the dirt reality of self defense which surviving under the shock, surprise, painful, violent attacks of the street using Israeli Krav Maga deviant, deceptive and brutal tactics.

He also promotes Non-Lethal Self Defense Pocket Size Tool for Women like Ninja Kubaton, Collapsible Telescopic Hardened Long Steel Baton and Knife Fighting and Knife Self Defense Street Tactics under his project ‘‘.

Power to Women Workshops

Mr Joseph is a specialist on Women Safety Empowerment Workshops. He is the founder of Power to Women workshops, which are a very different approach to tackle women safety and self defense. He doesn't believe that punching and kicking will solve a problem, especially when the women has to live in the same locality or even the same house as her attacker. Moreover, these situations involve emotions involved with the attackers, fear of repeated attack or the attacker, shock of the incident, surprise attacks, pain of attack, etc. that would affect the women even before she can raise a hand to defense herself.   On top of that, a women is fighting her own insecurity like being told for decades to be a nice person by her father, family etc, or the insecurity of being small in size, lack of strength, not big enough or lack of fitness & stamina, or too old or too young, etc. Power to Women workshops empower women to look into herself to find the tigress hidden inside and find her own solutions with that power. Focus is to diffuse, prevent, avoid and escape from any threat to her life or dignity.


Mr Joseph was born into the slums of New Delhi and was exposed to the world of crime and violence early on in his life and had to learned street awareness, predator instincts and no-rules violent street tactics to survive. He is also a survivor of sexual abuse as a child onto his youth, and has experienced the trauma of street gang violence, various knife attacks and escapes 2 bomb blasts and mob riots by God’s grace and street awareness. Mr Joseph spent many years working through the emotional toll which survivors experience and developed a first hand knowledge of preventing and fighting abuse, crime and violence.

An ardent worshiper of practical knowledge and real life experience, Mr Joseph went to great lengths to learn the just emerging world of internet which proved to be the start of a very fulfilling and enterprising career for him as a web-designer. Having spent 11 years in the IT sector, Mr Joseph felt compelled to leave the comforts of the corporate world to work in the social sector and retired after working in several positions like that of a Creative Director, Project Manager, Senior Website Designer and Search Engine Optimization Specialist.

He spent 7 years working with an NGO that focused on child labor where he came across many cases of abuse against women and children. He did extensive research on how much crime, violence and sexual abuse played a role in the lives of these children and women and what traumatic effects they faced due to its exposure.


Based on those experiences, he also founded where the focus is to teach the children and parents how to deal with issues of violence and sexual abuse on children where the focus is prevent, avoid and escape instead of punches and kicks.

Having experienced and dealt with crime at a very personal level, the conventional world of martial arts with its rules did not appeal to Mr. Joseph, who recognized that criminals fight dirty without the honor, skill-set and rules of martial arts. Instead he chose Krav Maga, a tough, battle hardened, no rules, no holds-barred Israeli Combat System, the training for which fortified his conviction and grit to help survivors of crime like himself overcome the trauma of the crimes that they have been subjected to.

Mr. Joseph’s own experiences helped him understand that conventional martial arts school, while true to their art form, did not address the topic of crime prevention and safety properly especially when it came to Women Self Defense. Additionally, he saw that there are psychological and emotional angles that a women faces when it comes to self-defense, like fear, compulsions at home, insecurity as to strength, size, emotional ambivalence towards perpetrators, particularly spouses; which were not being effectively addressed in martial arts curriculum.

His critical analysis of these deficiencies in conventional martial arts and women self-defense programs has earned him the ire of peers in the industry who did not take too kindly at being criticized. However, driven by a strong desire to infuse a much-needed revolution in the women self-defense sector, Mr. Joseph has persisted in his vocal criticism of a deficient system of women self-defense, in-expert instructors and continues to advocate for greater innovation and appreciation of realistic scenarios while devising self-defense curriculum. He is all too conscious of the fact that this will, not only be well received, but necessary in view of how dangerous an incomplete understanding of crime prevention and self-defense can be for a person especially a women.


Thus, BadAzz Combat Academy was born cultivating his training of Krav Maga and his vision of an honest Self Defense training academy. His students have come to appreciate the straightforwardness with which he explains the reality of the training and many are grateful for how his classes have helped in improving their confidence.

He has pioneered many innovative training workshops in BadAzz Combat Academy including Knife Fighting Self Defense classes, Blind Fold tactical and Water Based Self Defense Drills with many more in the pipeline. He also started BadAzz Urban Warrior Apparels to help promote this radical concept and attitude of his institute.

Mr. Joseph’s students swear by his classes and have come to form a strong bond with their teacher and the academy. Some of these new programs under BadAzz Special Weapons and Tactics (B.S.W.A.T.) include Ninja Kubaton a pocket-size stick self-defense tactics that uses pressure points, more effective than pepper spray; Knife Fighting and Knife Self Defense designed for women and men to offensively use this weapon for self-defense and Collapsible Baton a very effective self-defense tool against robbery and road rage. He has recently introduced ‘Stop Crime on Women‘ where he merges Knife Fighting Tactics and Ninja Kubaton’s Pressure Points tactics to help women who have to travel a lot or stay home alone.

He also designed and created a peer based education program, ‘iTeach iPower‘ which would be either a Corporate Social Responsibility indicative or a volunteer indicative where the corporate female staff members or female college students would volunteer time to help educate school girl child students about Safety Awareness and Self Defense. Thus the role model are women themselves… Empower the girl child by women power!

The Road Ahead

Mr. Joseph, in essence, represents the changing face of self-defense especially women self-defense education. He is among the pioneers who have recognized that as crime is dynamic, changing and adapting, so should crime prevention and fighting tactics. He has tirelessly, and often at great personal sacrifice, overcome enormous hurdles to advance the cause of safety. No matter what the cost, he is clear that he will achieve his mission of a safer world through proper education, training and a holistic approach to self-defense

He has been featured widely in the media including Times of India, Hindustan Times, Bangalore Mirror, DNA, Deccan Herald etc., Magazines like Tehelka, 080 Bangalore, Bengaluru Pages,,, TimeOut Bengaluru, etc., TV shows and News Channels like ZeeTv, CnnIBN, NDTV 24×7, TV9 News, Swarna Channel, Aaj Tak, Headlines Today, Times Now etc and is relentless in pursuing his goal of a safe world, free of abuse and crime especially for girl-child and women.

People like Mr Joseph are empowering women around and getting ready an entire battalion to fight evil forces that have an ill effect on women's life. For me, he is a true soldier for women.

Source: Franklin Joseph

Saturday, 16 March 2013

The Go Giver by Bob Burg and John David Mann

Bob Burg was kind enough to stop by on my Facebook update. Thank You Bob!

And guess what, he was even more kind to look at my Twitter update. I can't believe my eyes

The Go Giver is one among the global best selling parables. It is the story of how Joe, a hard go-getter stumbles to learn that, to succeed, you ought to be a go-giver. The book tells stories of people, companies and situations that show how giving is the order for success. It is an interesting fable and I must acknowledge that it keeps the reader interested. If not, I would not have read it breathlessly in less than 5 hours.

Though the book has a bollywood kind of a fairy-tale ending, yet it is sort of justified. Firstly because fairy tales do happen in life. Secondly because most good things come to us when we least expect them.

It outlines the 5 laws of stratospheric success as
  1. The Law of Value
    Your true worth is determined by how much more you give in value than you take in payment.
  2. The Law of Compensation
    Your income is determined by how many people you serve and how well you serve them.
  3. The Law of Influence
    Your influence is determined by how abundantly you place other people's interests first.
  4. The Law of Authenticity
    The most valuable gift you have to offer is yourself.
  5. The Law of Receptivity
    The key to effective giving is to stay open to receiving.

Though I can not, right now, comment on how effective these 5 principles are, I am ardent believer of giving. I have a strong belief in the fact that we all get what we give. One important learning from the book that I had it that Win-Win situations do not lead to success. It is either 100% or 0%, 50% leads to failure. I have just jotted down some important points from the book that impressed me, after this video that speaks about the book.


Please note that all these lines have been taken directly from the book and I advise you that you read the book in lieu of reading any further.

For some people, the harder and faster they work, the further away their goals seem to be.

There's nothing wrong with making money. Lots of it, in fact. It's just not a goal that will make you successful.

Most of us have grown up seeing the world as a place of limitation rather than a place of inexhaustible treasures, a world of competition rather than one of co-creation.

In life, you often don't get what you want. But, you get what you expect.
Ultimately, the world treats you more or less the way you expect to be treated.

You can live like a healthy immune system - the disease is all around you but you don't catch it.

Nobody has the power to waste your time except you.

Its not just money, its something far more powerful. Identify.

It never hurts to be kind to people.

Appearances can be deceiving. Truth is, they nearly always are.

All things being equal, people will do business with and refer business to those people they know, like and trust.

A restaurant tries to give just enough food and service, both in quantity and quality, to justify the money it takes. A good restaurant strives to give the most quantity and quality for the money it takes. A great restaurant strives to provide a higher quality of food and service than any amount of money could possibly pay for.

You give, give, give. Because you love to. Its not a strategy, its a way of life.
All the great fortunes in the world have been created by men and women who had a greater passion for what they were giving - product, service or idea - than for what they were getting. And many of those great fortunes have been squandered by others who had a greater passion for what they were getting than what they were giving.

Its not about seeing. Its about doing.

You get to determine your level of compensation - its under your control. If you want more success, find a way to serve more people.

There are no limitations on what you can earn, because you can always find more people to serve. Everybody can be great because anybody can serve. Everybody can be successful because anybody can give.

We have been grown with some wrong beliefs. Like, there are two types of people in the world. There are people who get rich and there are people who do good.
You just make it up. Being broke and being rich are both decisions. You make them up, right up here.

What you focus on is what you get.

Sometimes you feel foolish, even look foolish, but you do the thing anyway.

Of course, he seems relaxed. He is relaxed. Whoever said being anxious gets more accomplished?

Regardless of how much or how little she cared for the task itself, she relished the opportunity to survive, save and serve.
They are the 3 universal reasons for working. Survive to meet your basic living needs. Save to go beyond your basic needs and expand your life. Serve to make a contribution to the world around you.
Most people spend their entire lives focusing on the first. A smaller number focus on the second. But those rare few who are truly successful, not just financially but genuinely successful in all aspects of their lives, keep their focus squarely on the third.

When you've got your own army of personal walking ambassadors, you'll have referrals coming your way faster than you can handle them.

Stop keeping score. Just do that. don't keep track. That's not networking, that's poker. You know how people say 'win-win'.
When you base your relationships, in business or anywhere else in your life, on who owes who what, that's not being a friend. That's being a creditor.

Watch out for the other guy. What out for his interests. Watch his back. Forget about the fifty-fifty, son. Fifty-fifty's a losing proposition. The only winning proposition is one hundred percent. Make your win about the other person, go after what he wants. Forget win-win, focus on the other person's win.

Some people call it enlightened self interest. Watch out for what other people need, with the faith that when you do, you'll get what you need.

Money, Position. May be, a history of outstanding accomplishments. Those things don't create influence. Influence creates them.

They love to give. That's why they are attractive. Givers attract.

He rubbed his face, amazed. It wasn't about complaining at all. She just wanted him to listen. Just wanted to be heard.

I believe there is one reason, and only one reason, that we have stayed together so long and are as happy together as we were forty eight years ago, more so, in fact. That reasons is this: I care more about my wife's happiness than I do about my own. All I've ever wanted to do since the day I met her is make her happy. And here's the truly remarkable thing: she seems to want the same thing for me.

Its what's inside that makes you beautiful, not the wrapping.

Whatever it is, you can excel by adding valued. If you need money, add value. And if you need a lot of money, add a lot of value. And if you need a lot of money fast, add a lot of value fast.

What I'm here to sell you on is you.
People, remember this. No matter what your training, no matter what your skills, no matter what area you're in, you are your most important commodity. The most valuable gift you have to offer is you.

As long as you're trying to be someone else, or putting on some act or behavior someone else taught you, you have no possibility of truly reaching people. The most valuable thing you have to give people is yourself. No matter what you think you're selling, what you're really offering is you.

You want people skills? Then be a person. Can you do that? Will you do that? It's worth ten thousand times more than all the closing techniques that ever have been or ever will be invented. Its called authenticity.

Pindar's principles of co-operative commerce, from A to Z.

Another age old principle tells us, "Its better to give than to receive."

Its not better to give than to receive. Its insane to try to give and not receive. Trying not to receive is not only foolish, its arrogant. When someone gives you a gift, what gives you the right to refuse it, to deny their right to give?
Receiving is a natural result of giving. It has to come back in, just as your heart has to contract after relaxing.
Every giving can happen only because it is also a receiving.

Human beings are born with appetite, nothing is more naturally geared toward being receptive than a baby, and if the secret of staying young, vibrant and vital throughout life is to hang onto those most precious characteristics we all have as children but which get drummed out of us - like having big dreams, being curious and believing in yourself, then one of those characteristics is being open to receiving, being hungry to receive, being ravenous to receive.

The world certainly was designed with a sense of humor, wasn't it? Inside every truth and every appearance, there's a bit opposite tucked inside. Just to keep things interesting, perhaps.

The secret to getting is giving. And the secret to giving is making yourself open to receiving.

The point is not what you do. Not what you accomplish. Its who you are.

I just told that we're giving this contract to your competition. Your response was to thank me and give them a compliment. You've got heart.

Friday, 15 March 2013

Cobra Post's Money Laundering Allegations, though sensational, don't make Sense

The Cobra Post has become one of the most read website, especially in the financial markets circle, withing a couple of days after the sensational new items alleging private banking giants, ICICI Bank, HDFC Bank and Axis Bank for Money Laundering. The website blatantly puts it out in bold letters, embarrassing the big brands of Indian Banking System.
HDFC Bank: Bank on Us to Make Black Money White
ICICI Bank: True to its Motto, Khayal Aapka, ICICI Welcomes Tainted Mon
Axis Bank: Axis of Money Laundering
The websites throws all the evidences of how they arrived at these conclusions. After going through these cases, there is nothing really strong to stay that banks are laundering money, though the same could be derived. Science is not the ultimatum.

Having been a banker myself with 2 of these banks, ICICI Bank and HDFC Bank, I dare say that there are numerous checks to prevent money laundering at these banks. Take an example. Just search for complaints on these banks on the internet and you will find a bucket of complaints stating that the bank is not accepting cash beyond Rs 50000 or the bank is not accepting cash at other branches though they call it anywhere banking or the bank is asking for a cheque for even a simple withdrawal transaction and so on. You will find numerous complaints on cash deposit charges as well. So, from the bank's point of view, they have taken all necessary steps to prevent any money laundering or passing of money from accounts, unaccounted. But then, of course, no matter how far the police goes, the thieves are a step ahead. In fact, its only when the thieves are ahead that they exist.

Like many consumers have already pointed out, there are huge targets for bankers to cross sell products like insurance, mutual funds, gold coins, etc. Generally, when you go to people who are waiting for you and pose a question, "Is is possible?", the definite answer is "Yes". We have to understand here that, in case someone comes to me saying that he has to invest Rs 1Cr in an insurance product, I will jump out of my seat. I will say yes to whatever he says. I will even tell stories, true or otherwise, on how I have been helping other customers in similar cases. If money is a game of trust, banking runs on relationship. Cobra post plays the game till here and calls it Quit. What Cobra Post doesn't realize is there are people, systems and processes beyond this. It is easy to publish a story at this juncture quoting that the bank was willing to take my Rs 1Cr. But, would it actually take? Rather, would it be able to take?

I believe, Cobra Post should have taken the next step. They should have handed over the money to the banker and asked him to invest it. I am certain that the deal would not have gone further. Any cash transaction of Rs 10lacs and more in an account gets reported to the RBI. We have to understand that the bank can do a basic background check of the customer based on the principle of utmost good faith (uberrimae fidei) of the statements by customer. Large transactions are also scrutinized by the branch level auditors and many other teams that come in the process before the transaction goes through. One must note that the banks that have mammoth sizes would not take a risk of indulging into petty cases like these and take a hit on their reputation. So, the point is, it is not illegal to think about crime. Crime happens when it is done. Merely because a banker told you ways of transacting doesn't suffice to prove that it could be done. Propositions can not be conclusions. If that was so, would we not have more terrorist outfits in the nation than media houses vying for attention?

We all must understand that no matter how many steps we take to ensure righteousness, someone who wants to do something wrong, finds a way. There is no denying that some people in banks might try to break rules for their benefit, either to reach targets or to improve productivity, etc. However, that is not the bank's culture. It is an individual's attribute. Saying that more than one lac employees working in these organizations are money launderers is not only grossly wrong but also lunatic. Similar situations were created in 2008 when a media report declared that ICICI Bank is going bankrupt. Nothing happened to the bank but the bank's shares tumbled grossly. Even today, I remember ICICI Bank's greatest gesture to its customers by keeping the branches open on the half yearly closing day and letting customers withdraw funds or close account without any questions. It was an example to the entire banking industry. We often see these efforts to flaunt sensationalism, exactly what the media wants as exactly what the people also want. But then, at what/whose cost?

Over my experience, I have firmly built a strong trust in the Indian Banking System. The Reserve Bank of India is one of the strongest central banks that has always been on the consumer's side. Banks have hardly any margin for notoriety, even if they wish to. Every rule that the bank frames, in most cases, has to get the RBI's approval. The checks and balances are so strong that once can not muddle with them. Above all, the culture at these banks is clear. There is no scope for any activity that is not in the interest of the bank and the customer. Above all, to be very plain, it is only because of the banking system that black money is discouraged. It would really be illogical to claim that banks are encouraging black money transactions.

There is a general misconception that when money is deposited in the bank account or when the transaction is routed through the bank, the money becomes white. I, at least, did not expect someone trying to act as a whistle blower to continue under the misconception. By definition, black money is money/income that is not accounted for. It is very much possible that people transact everything through bank accounts and yet generate black money by not accounting it or reporting it as income. In case people transact in cash and report it as income, it is not black money anymore. Just because you see a bunch of currency notes, you can not call it black money and just because the amount is in the bank doesn't make it white. Basically, all the money that is recorded in the statement of accounts are white. It is not merely about bank account. It is about the Books of Account. On a lighter note, when people deposit their hoarding in the bank accounts under this thought, are the banks not helping the economy by getting the money into circulation rather than letting it rust in the beds or walls of the hoarders?

I am sure many would have faced numerous inconveniences with these banks to open an account. Though we are under a feeling that it is easy to open account in case we have money, it is not true. The maximum a sales oriented employee can do it collect the form, documents and send it for account opening. A large number of forms get rejected on account of various reasons. I remember there were more than a hundred reasons why an account opening form could be rejected. In fact, in urban areas, knowing that everyone has a bank account already, these banks demand a token cheque from existing bank account to open account. All the AML/KYC guidelines are adhered to strictly. The banks have checks on every transaction by following a wonderful rating process. The sales guys are rated by the number of forms they submit (along with the account opening amounts). The operations / authentication guys are accept only such forms where there are no violations of guidelines. Now, the operations guys send the forms to account opening department. It is very important to note here that the operations guys are rated on the basis on percentage of acceptances, which means, if I get 15 forms from Sales, accept 10 and send them for account opening and only 8 forms are accepted, my performance is affected drastically. While the sales guys are under pressure to generate forms, the operations guys are under the pressure of accepting only such forms that are perfect in all aspects. In numerous cases, this is a major point of contention between bankers. But then, in the long run, the maker-checker concept that is implemented in our banking system, is the most natural way to ensure things go in the right direction.

I would not deny that the cases for insurance are different. There are some deviations taken but then, all these deviations can be taken only with approval of higher officials. Higher officials are not sitting to approve merely to generate sales. They are genuine people who have bank's larger interests on their minds. When Cobra Post offered to invest into insurance and the sales guy gave numerous ways of doing it, even the sales guy knew that it will not go through because there are checks in place. But then, please understand that their duty is to sell and keep up the hope. Sir, kuch toh rashta nikalenge is what they say. In all these cases, if the transaction really proceeds further, the sales guy is of hope that he will at least get Rs 1lac of insurance, if not Rs 1Cr. Human nature is such that it runs where it sees hope. If you go into a street and tell someone that you have Rs 5Cr and you don't know what to do, you will get numerous ideas like buy land, go abroad, etc. from people who have only seen things on television. Why would someone want to to invest a large chunk of money into an insurance product, unless he is totally financially illiterate? Even the bank knows this and if you tried to do it, I'm sure, there would be a thorough investigation before accepting the funds. Merely because someone offered doesn't suffice to allege that the system is wrong. There are numerous cases where employees have been ruthlessly fired for having indulged in unethical practices. Nothing in the world is 100% pure. Even Gold stands at 99.99% only. There are definite glitches. However, those are to do with individuals. My point here is that when these individuals offer to do something wrong, there are many others who are involved in the process who are required to authorize transactions and they would put an end to such activity.

When I joined the banking industry, at ICICI Bank, I was made to sit for 21 days and my brain was drilled with just one statement, "Integrity or Get Out". The volume of importance that was laid on ethics, integrity, compliance and other factors was a clear communication to me that, "Boy, if you are not going to be honest in the business of people and money, you better leave this business". Those were times when there were enough rumors in the market that ICICI Bank will close down. I knew on that day that it is this bank that will, in the coming future, be an example for all the qualitative aspects of life. Even today, I remember our center manager shouting on the top of his voice at least a 100 times, "Compliance with Conscience". Nobody will ask you to do it. You should do it on your own. At HDFC Bank's induction too, there was so much emphasis laid on being truthful to the customer and honest in performing duties. The banks can not come and sit at the homes of all employees to find out what they are doing. The employees have their responsibilities and they do it well. One off cases are definitely there. 20 cases from 56000 employees is not a good sample to conclude. Cobra Post should have rather tried to pose these questions to Operations team or Audit team or the Senior Managers to know the real answers. When you go to a patient and ask him if he wants an apple, what else will he say. How right would we be if we call India a speechless nation referring to a leader who doesn't speak much or how right would we be if we call India  a rapist nation considering the recent cases of rapes? Sensible?

I am not sure if the banks will sue Cobra Post for defamation, considering Indian banks are generally generous. It is not right to make an attempt to write statements as they appear on the website. These are not long term business building proposition. The attention stays for a few days only. The maximum that could happen is the stock prices may drop. After a few days, its banking as usual. Banks that have so many checks against malpractices have nothing to lose. However, the impact of such news items can be devastating. Most times, stocks fall, not because of any significant change in business, but because of huge selling, followed by margin calls leading to sales of pledged shares. One must find out whether in the process of creating sensation, is he making sense?

As a last piece, we must all understand that banking is not a business of money, it is a business of trust. Attempts like this to grab tremendous attention and become an overnight hit, but in turn damage the financial system and thus, should be curbed. If someone is really interested in helping the nation, they should report such happenings to the bank's management and demand an answer from them. Go to the RBI. Go the the Government. Then, in case there is no action seen, expose. I am not sure of the Government. I am a little sure of the RBI. However, I am very sure of bank's managements. They understand situations and consequences. Actions will be definitely taken in the first place itself. I am glad that someone is trying to do something but just because someone is doing something, we can not appreciate it. Saying that the policies of banks or the bankers are anti-customer is one side. It can be heard, accepted and worked upon. But then, saying that the bankers are anti-nation is something that definitely hurts the community of bankers who have been living all their life, thinking of each moment, about being trustworthy. There is a huge difference between money laundering and tactful methods of money transfers. While one is against the nation, the other is against the law. Being against the law, to some extent, can be worked upon to resolve. Being against the nation is something that is shameful, pathetic and equivalent of a national enemy. Its okay that you put us on the wrong side of law. Fine, we'll try to discuss, discover and improve. Don't put us on the wrong side of the nation.

Journalism should come with responsibility, if not for the people, at least for the nation.

RBI 'de-stings' Cobrapost, says no money laundering at ICICI Bank, HDFC Bank, Axis
Systems to prevent money laundering in India perfect, says RBI
Money laundering sting: too many questions